With the many kinds of taxes and the ever-changing tax code, it is imperative that we incorporate tax planning to maximize our clients’ wealth. To do this, we familiarize ourselves with our clients’ tax returns, establish relationships with their CPAs and manage portfolios with forward-looking tax planning.

Here are some of the steps we may take:

• Harvesting tax losses
• Monitoring our clients’ marginal tax rates, capital loss carry-forwards, and Alternative Minimum Tax situations
• Selecting bonds with the best after-tax returns
• Staying aware of significant investment-related changes in the tax code, including changes in the capital gains tax rate, dividend tax rate, tax brackets, IRA contribution limits, etc.

We can either establish a relationship with a client’s existing CPA or recommend a CPA from our trusted network. Either way, we have the resources available to make the most profitable tax-related decisions on behalf of our clients.